(He said), “Yusuf, O man of truth, explain to us about seven fat cows eaten by seven (that were) lean, and seven green spikes (of grain) and others (that were) dry – that I may return to the people; perhaps they will know (about you).”(46)
(Yusuf) said, “You will plant for seven years consecutively; and what you harvest leave in its spikes, except a little from which you will eat. (47)
Then will come after that seven difficult (years) which will consume what you saved for them, except a little from which you will store. (48)
Then will come after that a year in which the people will be given rain and in which they will press (olives and grapes).” (49)

Summary
What is apparent is efficient use of resources will result in higher productivity and at the same time reduces risk of losses when applied to managing risks. However, before there was modern banking as we know today, Islam through the Quran has taught these concepts, but few had the opportunity to learn.

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